What this website does
Share of Cost Advisors explains common terms, suggests questions to ask, and links to official forms and offices. The content is general education. It is not an individual eligibility decision or legal advice.
Who makes the decisions?
Your county determines benefit eligibility. An authorized insurance agent or insurer confirms policy terms and enrollment. This site does not claim a government affiliation, carrier appointment, or insurance license, and does not sell policies.
How the content was checked
The guides link to California DHCS, CDSS, county information, and identified supporting sources. Content was checked on September 30, 2026. Some source documents are older and remain useful for explaining a process; their old dollar limits should not be treated as current.
About the calculator
The share of cost calculator gives a rough estimate using the published formula. It runs only in your browser. Nothing you type is sent or saved. It is not an eligibility decision; ask the county for the current limit and the calculation for your household.
Plan information
The AmFirst brochure linked here is hosted by a broker. Current rates, availability, policy terms, and appointments have not been independently confirmed with the carrier. It is background reading, not an offer or quote.
Check the sources
Start with the official rules. Ask your county how they apply to you.
- California premium deduction rule (opens in a new tab)
- DHCS: Non-MAGI Medi-Cal (opens in a new tab)
- Center for Health Care Rights: share of cost guide (2025) (opens in a new tab)
- CANHR: Aged & Disabled Medi-Cal program (opens in a new tab)
- CDSS: In-Home Supportive Services (opens in a new tab)
- CDSS: IHSS share of cost fact sheet (opens in a new tab)
- LA County: IHSS applications and document delivery (opens in a new tab)
- CDSS: Find your county IHSS office (opens in a new tab)
- BenefitsCal: Upload documents (opens in a new tab)
- BenefitsCal: Document verification help (opens in a new tab)
- DHCS: 2026 Medicare premium rules (opens in a new tab)
- AmFirst Maximum Care brochure (broker-hosted; verify current terms) (opens in a new tab)
- Medi-Cal provider manual: Share of Cost (opens in a new tab)
- DHCS: Medi-Cal Dental (opens in a new tab)
- Health Consumer Alliance: 2026 Medi-Cal income chart (opens in a new tab)
- DHCS ACWDL 24-10: planned maintenance need level increase revoked (opens in a new tab)
- DHCS ACWDL 25-14: asset limit reinstated January 1, 2026 (opens in a new tab)
- DHCS: 2026-27 Budget Act highlights (opens in a new tab)
- CANHR: Aged & Disabled and Medically Needy Medi-Cal (opens in a new tab)
- CANHR: 250% Working Disabled Program (opens in a new tab)
- DHCS ACWDL 22-14: Working Disabled Program premiums eliminated (opens in a new tab)
- LA County DPSS: Working Disabled Program (opens in a new tab)
- CANHR: Medi-Cal long-term care overview (2026) (opens in a new tab)
- DHCS ACWDL 26-02: 2026 spousal impoverishment amounts (opens in a new tab)
- Smile, California: adult dental services (opens in a new tab)
- Medi-Cal Dental provider handbook: treating members (share of cost) (opens in a new tab)
- DHCS: Medicare Part B premium and share of cost (opens in a new tab)
- CMS: 2026 Medicare Part B premium (opens in a new tab)